There are broadly Lodge Cards and Credit Cards in the industry
Lodge cards are also known as corporate ghost cards, direct billed cards or company paid cards
Lodge Cards are provided generally by travel service providers who work with the corporate businesses. Example hotel providers like HRS or Booking.com may offer a lodge card to a company so their employees may spend for hotel stay against that card, without the hassle of having a card issued to the individual employee. Company will get periodical bills from the card provider and settle the bill
Concur Solutions from SAP support Lodge Cards. The set-up guide for Lodge Cards in Concur can be accessed at https://www.concurtraining.com/customers/tech_pubs/Docs/_Current/SG_Exp/Exp_SG_Lodge_Card.pdf
Expense matching of card expense is done by four factors
1. Employee ID. This is dependent on capabilities of card provider to link the transaction to employee ID. Companies that use Concur Travel set up can help to have the ID included in transaction
2. Traveller Name. The travel management company can match the Level 3 name of the employee
3. Ticket Number. This works when name is missing in the booking transaction details provided by the Card Provider and company is in receipt of a travel booking reference with an employee
4. Manual matching. This is done by Card Administrator using the Concur tool
We shall discuss credit cards in another article
