Credit Management-Calculation of Limit

[Former Member]

Hi;

I want to know that how can we calculate the credit limit with considering the addtional informations? The limit is calculated from the score but I cannot add the additional information's value. For example, colleterals.. Help please..

[Former Member]

Hi,

You can use the BAdI UKM_BP_ADD_FIELDS to add new attributes for BP. In this you can get the details of the collateral and other attributes defined for the BP. etc.

In the BAdI UKM_EV_FORMULA, you can add the fields added in the previous BAdI to be used for formula calculation. Now these fields can be used for your score and limit calculation.

But just wanted to understand whether you want to add the collateral info only for the limit or the overall score itself.

Regards,

Ravi

[Former Member]

Hi ravi, I have a similar issue. Can we use the above badi to use any field? or only the fields that are available in BP master data?

Also, I want to use external ratings for credit limit calculation, but external ratings are only available for credit score calculation. With the use of above badi can i also use external ratings for calculating credit limits?