Bank Balance check before posting the payment entry

Hello Experts,

In my company we have ecc6, EHP4, & we have following requirements.

At the time of posting any payment entry through transaction F-53, or F-58 or F-48, (or even customer payment) system should check the balance availanle in the ledger.

For Example, I am posting vendor payment for Rs.50000/- and if the balance in my receipt+main account is less than 50000, sap should stop or warn me at the time of entry.

Is it posisble to do by any way.

Please advise.

SAJ