Tr-LO or FS-CML?

[Former Member]

Hi,

A customer has requested for some functionality like SFA loans capturing, Intercompany loans, Pay-in-kind loans etc (+ interest calc). Which module can handle this? TR-LO or FS-CML?

Also, there's a requirement to have importing and review of Bank balances to be able to monitor daily cash positions. Can the loans mgmt do this or is Cash Management necessary for this?

Will be great if someone can answer these questions...

Best Regards,

Madhu

[Former Member]

Hi,

First of all, TR-LO was used in earlier releases when Loans Mgmt was part of Treasury. From ECC onwards Loans has moved to SAP Banking and now is known as FS-CML. So effectively TR-LO and FS-CML are same. It is part of Financial Services Add on.

We require some more information on the kind of loan/loan conditions, loan operations etc to determine whether those can be managed through money market itself inside treasury or you need to go for Loans Management - CML. Anyway you can check the SAP help to understand more on the functionalities available in loans management. Implementing Loans Management will be a bit more of work than implementing Treasury. If there is a requirement to manage collateral extensively then CML is required.

Can you elaborate more on your bank balance question. Generally Bank balances and cash balances are managed through cash management only. Loans will not manage this.

Regards,

Ravi

[Former Member]

Hi,

Thanks for your response. There are no detailed requirements yet from teh client. These are just "what they'd like to have" when they implement Treasury. So, I've got to create some scenarios in the system to showcase these items. I was first trying to figure out which area each of these items belong to! Hence my question regarding which area these items belong to.

Anyway, my suggestion to the client was to go for ECC 6.0 since this is their first Treasury implementation. But if CML is part of FS in ECC 6.0, will the customer have to pay for that separately?

Best Regards,

Madhu

[Former Member]

Hi,

SAP TRM and SAP Banking are licensed separately. If the customer holds license for entire ECC 6.0 application then both can be implemented without any additional license charges.

Regards

Prasad AV

[Former Member]

Hi Prasad,

Do you have aditional information about FS-CML?

Best regards,

[Former Member]

HI , My client has also the same requirement. My client is generally into NBFC business. We have procured licence for FICO &  FSCM. My question is whether the license for FS- CML is included herewith or we have to  go for Banking module.

If it there , how to activate that component