Revolving Loan function in Loan (Taken) Management

[Former Member]

Hi SAP Treasury experts,

I have set up the transaction for Loan Taken function. Example:

2/1 Capital = 10 million

3/1 Disburse = 7, Balance disburse = 7, Remain cap = 3, Total Disburse ever = 7

4/1 Disburse = 3, Balance disburse = 10, Remain cap = 0, Total Disburse ever = 10

5/1 Repay = 6, Balance disburse = 4, Remain cap = 6, Total Disburse ever = 10

6/1 Disburse = 4, Balance disburse = 8, Remain cap = 2, Total Disburse ever = 14 --> This is the Revolving process

On the 4/1, Total disburse ever = 10. But actually, on 5/1 i have done the repayment transaction, so the Remain capital is added again tobe = 6 (supposed to be).

Until this step, i can not do the disbursement again. In terms of Revolving process, we should able to do the re-disburement again.

Do you have any idea or advise?

Please kindly help

Thank you very much

Regards,

Andi Hermawan

[Former Member]

still need help more detail

[Former Member]

This message was moderated.

[Former Member]

Hi Prasad,

really thanks again for the link!

I have done the initial reading, will read again slowly later.

Do that discussion connect to Revolving funtion Loan in loan management?

No offense, only to make sure bacause i see the t-code 'FTR_CREATE' inside the discussion. If i'm not mistaken, this 'FTR_CREATE' t-code is for Time Deposit. Once again no offense, please correct me if i'm wrong.

Thank you very much. Really appreciate it

Regards,

Andi

[Former Member]

Hi Prasad,

really thanks again for the link!

I have done the initial reading, will read again slowly later.

Do that discussion connect to Revolving funtion Loan in loan management?

No offense, only to make sure bacause i see the t-code 'FTR_CREATE' inside the discussion. If i'm not mistaken, this 'FTR_CREATE' t-code is for Time Deposit. Once again no offense, please correct me if i'm wrong.

Thank you very much. Really appreciate it

Regards,

Andi

[Former Member]

Hi Prasad,

really thanks again for the link!

I have done the initial reading, will read again slowly later.

Do that discussion connect to Revolving funtion Loan in loan management?

No offense, only to make sure bacause i see the t-code 'FTR_CREATE' inside the discussion. If i'm not mistaken, this 'FTR_CREATE' t-code is for Time Deposit. Once again no offense, please correct me if i'm wrong.

Thank you very much. Really appreciate it

Regards,

Andi

[Former Member]

Hi Prasad,

really thanks again for the link!

I have done the initial reading, will read again slowly later.

Do that discussion connect to Revolving funtion Loan in loan management?

No offense, only to make sure bacause i see the t-code 'FTR_CREATE' inside the discussion. If i'm not mistaken, this 'FTR_CREATE' t-code is for Time Deposit. Once again no offense, please correct me if i'm wrong.

Thank you very much. Really appreciate it

Regards,

Andi

[Former Member]

Hi Prasad,

really thanks again for the link!

I have done the initial reading, will read again slowly later.

Do that discussion connect to Revolving funtion Loan in loan management?

No offense, only to make sure bacause i see the t-code 'FTR_CREATE' inside the discussion. If i'm not mistaken, this 'FTR_CREATE' t-code is for Time Deposit. Once again no offense, please correct me if i'm wrong.

Thank you very much. Really appreciate it

Regards,

Andi

[Former Member]

Hi Andy,

FTR_CREATE is a single deal entry screen for complete TRM products where you can select any transaction create function supported in SAP-TRM. There is a sub selection in FTR_CREATE which will route to actual create program automatically. Please try out in your system.

On your solution, Product Type - Facility caters multiple functions such as Overdraft, Group finance etc. By creating a facility transaction you can set your maximum borrowing amount and by creating borrowing transaction with product category - 550 you can achive your required process.

Regards

Prasad AV

[Former Member]

Hi Prasad,

thanks so much!

Please kindly let me try to explore it first

Regards,

Andi

[Former Member]

Hi Andi,

Loans management products cannot be linked to Facility in TRM. If you like to use Facilities in Treasury & Risk management, you are required to map your loan products in Money Market and use complete functionality of TRM only and no link to SAP Banking - Loans Management.

Coming to your scenario of Revolving loan, here you are trying to utilize the repayment amount and get additional disbursement. In this case you need to create a flow type for repayment which will increase available capital for disbursement as and when the repayment flow is posted/paid. Try to explore and find if there is a flow type in Loans Management itself which behaves in this way.

thanks,

Kumar

[Former Member]

Hi Kumar,

thank you very much for your advice. Really appreciate it

Please kindly let me explore first.

Thanks again

Regards,

Andi

[Former Member]

If you are using Loans management solution from SAP, then you could try to use business operation Rolling repayment under Payoff tab.

This type of repayment allows you to disburse again already disbursed capital (available amount = amount posted through Rolling repayment)

[Former Member]

Hi,

You are facing this probelm as the repayment flow is a scheduled flow untill you run the program for making payment. Normally system updates the position on actual payment and not allows to disburse more before the repayment. I am doubtful whether you will be achieve this output with a loans product.

I assume your product functionality is more matching with Facility of borrowing which is covered in Money Market products in Treasury and Loans product covers normally mortage and long term loans (borrowing/lending).

Regards

Prasad AV

[Former Member]

Hi Prasad,

thanks so much for your advise.

Please let me try to understand what you mean and explore.

Regards,

Andi