Use FTP Transport Protocol (XI) to send text file created from R3

I've configured a Port in IDoc Processing (WE21) to create an output file from a Bank Partner Profile (WE20) where my Message Type is PAYEXT and IDoc Type PEXR2002.

I need to take this Text File and send it to the Bank;s FTP site using the Integration Server (XI).

How can I take this text file and simply send it to the Bank without going through File Content Conversion in order to convert it to XML as the Sender and then uncovert it during the Receiver to FTP the file to the Bank?

If that is not possible, would anyone know how to configure the RecordSet Structure and parameters for both the Sender and Receiver?