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Sepa implementation - payment methods

Hi,

we need to imlpement SEPA format soon. For now, we need to set up only bank transfer.

As an international company we have to make payments in EURO, CHF, SEK, USD and so on.

Payments are going into countries where IBAN is used and countries without IBAN.

How many new payment methods would we need?

If no IBAN is maintained in IBAN country, would the item still be taken into XML file and processed?

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