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May 21, 2016 at 07:19 AM

Negative balance in Money market (55A)

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Dear Experts,

Cash credit is a facility providing by the bank under Working capital Loans.

Client has requirement to maintain this transactions in SAP money market Loans.

Cash credit process is like having both deposit and borrowing concept (principal increase and decrease flows). So whenever principal decrease (deposit) is more than Principal increase (Borrowing) negative balance and negative interest appears.Below is the sample calculation of cash credit process.

Cash Credit Sanctioned Limit 50000000 Date Opening Balance Debit(Deposit) Credit(Borrowing) Closing Balance ROI Interest Amt. 1 0 0 500000 500000 0.00 1 500000 29908 529908 1 529908 76979 452929 1 452929 7699 460628 1 460628 460628 12.00% 151.44 2 460628 460628 12.00% 151.44 3 460628 500000 -39372 12.00% -12.94 4 -39372 -39372 12.00% -12.94 5 -39372 5000 -44372 12.00% 0.00 6 -44372 -44372 12.00% 7 -44372 -44372 12.00% -14.59 8 -44372 -44372 12.50% -15.20 9 -44372 56354 -100726 12.50% -34.50 10 -100726 -100726 12.50% -34.50 11 -100726 -100726 12.50% -34.50 12 -100726 74937 -175663 12.50% -60.16 13 -175663 -175663 12.50% -60.16 14 -175663 -175663 12.50% -60.16 15 -175663 39765 -215428 12.50% -73.78 16 -215428 -215428 11.90% -70.24 17 -215428 55669 -159759 11.90% -52.09 18 -159759 -159759 11.90% -52.09 19 -159759 -159759 11.90% -52.09 20 -159759 -159759 11.90% -52.09 21 -159759 -159759 11.90% -52.09 22 -159759 8876 -150883 11.90% -49.19 23 -150883 -150883 12.05% -49.81 24 -150883 -150883 12.05% -49.81 25 -150883 -150883 12.05% -49.81 26 -150883 -150883 12.05% -49.81 27 -150883 -150883 12.05% -49.81 28 -150883 -150883 12.05% -49.81 29 -150883 45654 -105229 12.05% -34.74 30 -105229 -105229 12.05% -34.74 31 -105229 -105229 12.05% -34.74 31 -105229 16658 -88571

How do we achieve this requirement i tried but it showing error. Please advice.